Car Accidents in Chatham-Kent Ontario
Each year in Ontario, thousands of people are seriously injured in car accidents. The aftermath of a car accident can disrupt a person’s life for many years.
In 2019, the Chatham Kent Police reported the top intersections for collisions are as follows:
- McNaughton Avenue East and St. Clair Street: 20
- Lacroix Street and Park Avenue West: 18
- Grand Avenue West and Keil Drive: 17
- Keil Drive and Riverview Drive: 16
- Keil Drive and Richmond Street: 14
Crucial Mistakes to Avoid
- Failing to Report the Accident
- Failing to Collect Evidence
- Not Seeking Medical Treatment
- Admitting Fault
Common Car Accident Injuries
Injuries commonly associated with such accidents include:
- neck injury (whiplash)
- broken bones
- soft tissue injuries
- back and spinal cord injuries
- head injuries
- anxiety and depression
Car Accident Compensation
In Ontario there are various potential sources of compensation for injuries sustained in a car accident.
Statutory Accidents Benefits
Statutory Accidents Benefits are available through your own automobile insurer and may provide compensation for income loss, medical and rehabilitation expenses, housekeeping expenses, attendant care expenses, as well as caregiver and non-earner benefits.
In fatal accidents, benefits may also be available for funeral expenses and a death benefit.
Statutory Accidents Benefits are available to you regardless of who was at fault for the car accident.
In situations where the negligent actions of another person caused or contributed to the car accident, you may also have a claim against the at-fault person or persons. A claim against an at-fault person is known as a tort claim.
A tort claim can provide compensation for:
- pain and suffering
- loss of enjoyment of life
- income loss
- economic compromise
- medical and rehabilitation expenses
- home maintenance expenses.
Family Law Act Claim
Family members of persons injured in car accidents may also have a Family Law Act claim against the at-fault person which can provide compensation for:
- loss of care, guidance and companionship,
- reimbursement for actual expenses reasonably incurred for the benefit of the person injured in the accident,
- an allowance for travel expenses actually incurred in visiting the injured person during his or her treatment or recovery
- situations where the family member has provided the injured person nursing, housekeeping
- income lost or
- loss of value of services provided.
- In fatal accidents, reimbursement for funeral expenses is also available.
FAQs: Ask Chatham Car Accident Lawyer Mike Drake
Mike Drake has worked with Chodola Reynolds Binder since 1999 and has been a Partner since 2005. His practice includes assisting injured victims and their families from car accidents, slip and falls, product defects, wrongful death, pedestrian accidents and occupier’s negligence.
What is the No Fault System for a Car Accident in Ontario?
Ontario operates under a “No Fault” Insurance system for car accidents.
This means that when you have been injured as a result of an accident you file the claim to obtain accident benefits with your own insurance company regardless of whether you or the other driver was at fault.
Your own insurer will then be in contact with you to provide the required paperwork to be completed that includes:
- An Application Form
- Disability Certificate
- Employer’ Confirmation of Income
- And potential more
Can I sue the other driver if I am injured in a motor vehicle accident?
A Claim may be advanced in cases where the accident is the fault of someone other than the injured person. An injured person may be able to sue the responsible party for financial losses for not being able to work along with non-pecuniary losses for the loss of enjoyment of life and pain and suffering.
See also: What is the “Injury Threshold” in Ontario, Canada? (Link)
Do Passengers Have a Claim in an MVA?
Passengers are entitled to a claim if injured in an accident. A Passenger is able to claim against the at fault driver or a claim if their own driver is to be determined to be at fault. The driver’s insurance company will then respond in order to deal with the Claim.
A Passenger is able to make a Claim for Accident Benefits with an Application which results in the possibility of an Income Replacement Benefit or Non Earner Benefit to be paid if eligible. The Passenger is also able to obtain therapy benefits as may be reasonable and necessary in order to assist with recovery.
Free Chatham Car Accident Case Evaluation
There are time limitations that could prevent you from making a claim.
To ensure that your rights are protected, you should speak with an experienced personal injury lawyer as soon as possible following a car accident.
If you or a loved one have been injured in a car accident, the experienced personal injury lawyers at Chodola Reynolds Binder stand ready to help you.
Please call (519) 996‑PAIN to speak directly to an experienced personal injury lawyer with Chodola Reynolds Binder.